Case Study

Mobilization Funding

How Cloud Nimbus LLC built a complete digital lending platform for Tampa's fastest-growing construction financier — from customer portal to mobile app to AI-powered underwriting.

2+ Year Engagement8 Integrations3 Platforms

2+

Years

of continuous development

8

Integrations

built and shipped

3

Platforms

Web, iOS, Android

6

Third-Party APIs

connected

91%+

AI Accuracy

transaction categorization

10+

Team Members

across 4 organizations

The Client

Mobilization Funding is a specialty construction lender headquartered in Tampa, Florida. They provide short-term financing that funds direct labor and materials for subcontractors and manufacturers — bridging the gap between winning a contract and getting paid.

When Cloud Nimbus joined the project in March 2024, MF's lending operations ran on a combination of manual processes, email, spreadsheets, and a Salesforce org that wasn't being used to its potential. Borrowers had no self-service access. Underwriting was document-heavy. Accounting required double-entry.

The goal: transform MF into a digital-first lending operation where borrowers, underwriters, servicers, and accountants all work through one integrated platform.

What We Built

Four phases of development over two years — each building on the last to create a comprehensive digital lending platform.

Phase 1March – August 2024

Customer Portal & Foundation

Challenge

Mobilization Funding managed loan applications, status updates, and disbursement requests through email and phone calls. Borrowers had no self-service access to their loan information.

Solution

Built a full Salesforce Experience Cloud portal where borrowers apply for loans, track status in real time, submit disbursement requests with documentation, and communicate with the MF servicing team through integrated Chatter.

Results

  • Borrowers self-serve 24/7 instead of calling for status updates
  • Loan applications captured directly in Salesforce with automated workflows
  • Disbursement requests processed digitally with file attachments and approval routing
  • Community license management with automated provisioning

Technologies

Experience CloudLightning Web ComponentsApexChatterCommunity LicensesFlows
Phase 2May 2024 – June 2025

Open Banking & Document Automation

Challenge

Underwriting required manual bank statement collection from borrowers — PDFs emailed back and forth, manually uploaded to third-party analysis tools, with no integration back into Salesforce.

Solution

Integrated Flinks open banking API with a custom Apex REST callback endpoint. Borrowers connect their bank accounts through an embedded widget. Transaction data and account balances are pulled automatically and stored in Salesforce. A parallel Dropbox integration auto-routes uploaded documents to the appropriate client folder.

Results

  • Bank data flows directly into Salesforce — no manual uploads
  • Automated nightly account refreshes via webhook
  • First confirmed production balance tie-out in June 2025
  • Document routing eliminates manual file organization

Technologies

Flinks APIApex REST EndpointsWebhooksJSON ProcessingDropbox APIScheduled Jobs
Phase 3November 2024 – June 2025

Mobile App & AI Categorization

Challenge

Construction professionals work on job sites, not behind desks. The web portal was inaccessible in the field. Meanwhile, underwriting analysts spent hours manually categorizing bank transactions for loan evaluation.

Solution

At Large designed and built native iOS and Android mobile apps (branded 'Maximus') with photo-based disbursement uploads, real-time loan tracking, and push notifications. Simultaneously, deployed Azure OpenAI with custom prompt engineering to automatically categorize thousands of bank transactions into lending-specific categories.

Results

  • Borrowers submit disbursement requests from job sites with photo documentation
  • AI categorization accuracy improved from 76% to over 91% through iterative prompt engineering
  • Underwriting analysis time dramatically reduced — analysts review summaries instead of raw data
  • Mobile app available on both TestFlight and Google Play

Technologies

Custom REST APIsOAuthAzure OpenAIPrompt EngineeringBatch ProcessingTestFlightGoogle Play
Phase 4Q4 2025 – Q1 2026

QuickBooks, Financial Analytics & Delivery Hub

Challenge

The finance team double-entered loan transactions between Salesforce and QuickBooks. Portfolio analytics required manual spreadsheet exports. Project tracking was fragmented across Jira and email.

Solution

Built a bi-directional QuickBooks integration mapping three journal entry types (disbursements, repayments, closing costs) with a custom LWC exporter. Implemented Newton-Raphson xIRR calculations, account-level loan history reports, and loan roll forward tracking. Deployed Delivery Hub as MF's internal operations platform.

Results

  • Eliminated double-entry between Salesforce and QuickBooks
  • Real-time portfolio yield metrics available natively in Salesforce
  • Delivery Hub replaces Jira for internal ticketing and workflow management
  • Full audit trail on all financial transactions

Technologies

QuickBooks APILightning Web ComponentsNewton-Raphson xIRRFinancial ModelingDelivery Hub PlatformWorkflow Engine

Technology Stack

Salesforce Platform

Experience CloudLightning Web ComponentsApexFlowsChatterCommunity LicensesConnected AppsCustom REST APIs

Third-Party Integrations

Flinks Open BankingQuickBooks OnlineDropboxNanonets OCRAzure OpenAIValley Bank (Disbursements)

Financial Analytics

Newton-Raphson xIRRLoan History ReportsLoan Roll ForwardInterest Rate BracketsAI Transaction Categorization

DevOps & Delivery

GitHubPackage-Based DevelopmentNimba SandboxDelivery HubTestFlight / Google Play

The Team

This platform was built by a cross-functional team spanning four organizations — each contributing specialized expertise.

Mobilization Funding

Client
  • Joe Millman (COO) — Executive sponsor and vision driver
  • Brianna McDonald (Dir. of Servicing) — UAT lead and requirements
  • Jared Resnick (Dir. of Finance) — Financial validation and QB approval
  • Tyler Krichbaum (Servicing Manager) — Mobile app and portal testing
  • Jose Santiago (Operations) — Community user management and risk frameworks
  • Robert Bench (Loan Analyst) — Flinks and AI categorization validation

At Large (ATLARGE)

Product & Design Partner
  • Danny Watts (Principal) — Product vision, roadmap, and project management
  • Hayley Zimmermann (Account Services) — Mobile app UX design pipeline
  • Mustapha Turki (Developer) — Native iOS and Android app development

Cloud Nimbus LLC

Salesforce Development
  • Glen Bradford — Platform architecture, Apex, LWC, integrations, and Delivery Hub

Untangle It

Development Partner
  • Mahipal Jyani — QuickBooks integration, financial calculations, and loan modification engine

Ready to Build Your Platform?

Cloud Nimbus LLC builds Salesforce platforms that transform operations. Two years of results with one client proves what's possible for yours.

glen.bradford@nimbasolutions.com · 765-543-4175 (text first)